REAL ESTATE INVESTMENT TOOLS

Know the numbers before you buy.

Quickly screen a rental property using cash flow, NOI, cap rate, cash-on-cash return and DSCR. Then take the deal deeper with the full HomePropertyTools analyzer.

✓ Free to use ✓ No account required ✓ No financial advice
WHAT THIS SITE IS FOR
Screen deals faster.

Compare the income a property produces with the cash and debt required to own it.

NOIOperating profit
Cap RateProperty yield
CoCCash return
DSCRDebt coverage
FREE RENTAL PROPERTY CALCULATOR

Analyze a property in under a minute.

Enter a few assumptions. The results update instantly in your browser.

Deal assumptions
Deal snapshot
Annual cash flow $0 after operating expenses and debt service
NOI$0
Cap rate0.00%
Cash-on-cash0.00%
DSCR0.00x
Monthly P&I$0
Cash required$0
Break-even occupancy0.0%

This is a screening tool. Verify actual financing, rent, taxes, insurance, operating costs and market assumptions before making an investment decision.

BUILT FOR REAL-WORLD DEALS

More than a simple rent-minus-mortgage calculator.

The free tool gives you a fast first pass. The paid analyzer takes the deal through the entire investment cycle.

01

Cash Flow

See what the property produces after vacancy, operating expenses and debt service.

02

Return Metrics

Review NOI, cap rate, cash-on-cash return, DSCR and break-even occupancy.

03

Long-Term Modeling

Model rent growth, expense growth, appreciation, amortization and equity buildup in the full version.

04

Stress Testing

See how purchase price and rent changes can affect your modeled return.

FAQ

Questions before you analyze a deal?

Is the calculator free?

Yes. The browser calculator and free Excel version are intended as a quick first-pass screening tool.

What does the paid analyzer add?

The full workbook adds a 30-year projection, mortgage amortization, equity buildup, modeled sale proceeds, IRR, equity multiple, sensitivity analysis and a deal summary.

Does this provide financial advice?

No. It is an analytical tool. Results depend on the assumptions entered and should be independently verified.

Can I use it for multiple properties?

Yes. Save a separate copy of the workbook for each property you analyze.